Personal Loans

Citizens Bank of Kentucky specializes in the personal touch. A Consumer Loan can help you finance items such as vehicles, recreational items, household goods, travel, medical and dental expenses. We can customize a loan to fit a variety of borrowing needs.

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Business Credit Card

Come in and talk to one of branch staff today.

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Mortgage Loans

We’ll help get you home. Whether you’ve found your first house or want to make improvements to the one you already own, Citizens Bank of Kentucky’s Mortgage Lending experts can help you get the financing that’s right for you.

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The Citizens Experience


At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner. To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships. To those with whom we do not yet have the privilege of serving and are searching for a proven and reliable financial partner, our banking associates look forward to earning your trust while introducing you to a better alternative to help you achieve your life’s goals.

The Citizens Experience involves an unwavering commitment to providing outstanding products and services through fair business practices. It is our belief that each and every business and consumer deserves the right to be treated fairly. Our experienced and knowledgeable banking team members are dedicated to conducting themselves ethically and responsibly as they work to help you to identify solutions to your specific needs. We choose to demonstrate our commitment to fair business practices by equipping our banking associates with training and skills essential to providing you, our valued customers, with what we call The Citizens Experience.