Loans

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you do.

DETAILS

Citizens Bank of Kentucky specializes in the personal touch.  A Consumer Loan can help you finance items such as vehicles, recreational items, household goods, and travel, medical and dental expenses. We can customize a loan to fit a variety of borrowing needs.

DETAILS

Utilize the equity in your home! A Home Equity Loan or a Home Equity Line of Credit (HELOC) can provide you with funds necessary for home improvements, travel plans, loan consolidation, furniture, and many other purchases. Citizens Bank of Kentucky offers some of the area’s most competitive and convenient Home Equity products. Talk to one of our personal bankers about the flexible options available with a Home Equity Loan or a HELOC.

DETAILS

As your community bank, we know that there is more to financing or refinancing than the actual loan. Our professional staff will work with you to ensure you have the advice and personal service you require when navigating the maze of financial options among mortgages, loans and mortgage lenders. As a direct lender, Citizens Bank of Kentucky eliminates the middleman, which means less cost and less hassle for you.

DETAILS

Citizens Plus is an overdraft protection line of credit that can be added to any Citizens Bank of Kentucky personal checking account. The PLUS is the peace of mind that comes from knowing “you’re covered.”

Click “Apply Now” to complete a Citizens Plus Overdraft Protection Line of Credit Application.

• Personal checking overdraft protection line of credit
• Funds advanced in $50 increments
• Credit Lines from $500 to $1,500
• No Annual Fee

Citizens PLUS Agreement and Disclosure Statement