Jump to a Personal Saving Account:
Keepsake Savings
DETAILS
- $0 to open
- A minimum balance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $200.00 any day of the cycle.
- FREE eStatements
- FREE Paper Statements
- FREE 24/7 access with On-line Banking
- FREE 24/7 access with Your Account on call
Health Savings Accounts
DETAILS
- $100 to open
- $4.50/month service fee
- FREE Visa™ Health Savings Debit Card
- FREE eStatements
- FREE 24/7 access with Online Banking
- FREE 24/7 access with your account on call
- FREE mobile app
- Unlimited check writing
- $5.00 Monthly Mailed Statement fee.
Education Savings (CESA)
DETAILS
- Save money and earn tax-exempt interest for your child’s education
- Make yearly non-deductible contributions up to $2,000
- Qualified distributions and earnings are tax exempt
- $2,000 minimum balance to open per minor.
- Maturity terms from 30 days to 5 years
- Online Banking
- Your Account on Call
Certificates of Deposit
DETAILS
- Available to Businesses and Consumers
- FDIC Insured
- Maturity terms from 30 days to 5 years
- FREE 24/7 access with Online Banking
- FREE 24/7 access with your account on call
Christmas Club
DETAILS
- $5.00 Minimum balance to open
- Auto transfer convenient way to save
- FREE 24/7 access with Online Banking
- FREE 24/7 access with your account on call
Traditional IRAs
DETAILS
- Fixed rates
- Contributions may be tax deductible
- Taxes on earnings or pre-taxed dollars are deferred until distribution
- Distributions may be taken without penalties at age 59 1/2
- FREE 24/7 access with Online Banking
- FREE 24/7 access with your account on call
Roth IRAs
DETAILS
- Flexible with tax-free growth
- Contributions are not tax deductible
- Qualified distributions after a 5-year period
- Withdraw funds used to purchase a first home are tax-exempt if you’re under 59 1/2, please refer to the IRS Website for additional details.
- Tax-exempt if you’re over 59 1/2
- FREE 24/7 access with Online Banking
- FREE 24/7 access with your account on call
Young Savers
DETAILS
- $5.00 to open
- A minimum balance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $200.00 any day of the cycle at age 18 years or older.
- Converts to a Keepsake Savings at 18
To report a Lost or Stolen Debit/ATM Card between the hours of 9am-5pm please call (866) 462-2265.
After hours please call (800) 811-8148, select option 3.